I generally don't get too excited about little movements in interest or mortgage rates, but they are moving into record-low territory.

It could truly be worth considering refinancing if you are going to stay in your home awhile.

Mortgage-finance company Freddie Mac said last week the average rate stood at 4.72 percent. The record low was 4.71 percent. This is the kind of rate your grandfather or great-grandfather might have paid. Even 15-year mortgages are dropping.

See this related chart from Bankrate.com:

Mortgage rates for June 9, 2010

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