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Q. Four years ago, I began working for a family-owned business that is extremely profitable. I accepted a low wage because at the time I needed medical benefits, and my employer said he would pay the monthly premium.

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Recently, circumstances have changed and I do not need the health care that he has been providing. I asked him if I could get the amount for the health care and a 7 percent raise. I have only gotten one 5 percent raise in four years. My employer initially agreed, stating it wouldn't cost him any additional money.

Now he has decided to only give me half, stating that is what my job description should be worth.

I don't understand; he raves about what a wonderful employee I am and says it would be difficult to replace me, but he doesn't want to compensate me. Should I just look elsewhere?

Thank you.

Not One of the Family

A. If you want a raise, that's what you're going to have to do.

Joe Grimm

This employer is saying one thing, and then doing another. If he truly thinks that your job -- even when performed brilliantly -- is not worth more than you're getting paid, there is not likely any more money there for you.

It's been four years. It sounds like you have done well. But your wages have not even kept up with inflation. It is time to get out of there if you want to make more.

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